[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dostane.cz\/po-nich-potopa\/#Article","mainEntityOfPage":"https:\/\/www.dostane.cz\/po-nich-potopa\/","headline":"Po nich potopa?","name":"Po nich potopa?","description":"Nadejde p\u0159edv\u00e1no\u010dn\u00ed a v\u00e1no\u010dn\u00ed doba a nejeden z na\u0161inc\u016f za\u010dne vy\u0161ilovat. Najednou utr\u00e1c\u00ed jako smysl\u016f zbaven\u00fd, i kdyby m\u011bl doma v\u0161e, nakupuje dal\u0161\u00ed a dal\u0161\u00ed v\u011bci, a i kdy\u017e nen\u00ed na nesmysly, n\u00e1hle si kupuje i nevyu\u017eiteln\u00e9 v\u011bci. A nejednou se st\u00e1v\u00e1, \u017ee kupuje hory dar\u016f i lidem, s nimi\u017e toho jinak m\u00e1 pram\u00e1lo spole\u010dn\u00e9ho, […]","datePublished":"2019-03-26","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.dostane.cz\/author\/devene\/#Person","name":"dostane.cz","url":"https:\/\/www.dostane.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4a857923b487546550539169ba61d16e7910c692fb61fb4681a6882b9bc918c0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4a857923b487546550539169ba61d16e7910c692fb61fb4681a6882b9bc918c0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dostane.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dostane.cz\/wp-content\/uploads\/img_a339427_w1897_t1552683023.jpg","url":"https:\/\/www.dostane.cz\/wp-content\/uploads\/img_a339427_w1897_t1552683023.jpg","height":0,"width":0},"url":"https:\/\/www.dostane.cz\/po-nich-potopa\/","about":["Finance"],"wordCount":572,"articleBody":"Nadejde p\u0159edv\u00e1no\u010dn\u00ed a v\u00e1no\u010dn\u00ed doba a nejeden z na\u0161inc\u016f za\u010dne vy\u0161ilovat. Najednou utr\u00e1c\u00ed jako smysl\u016f zbaven\u00fd, i kdyby m\u011bl doma v\u0161e, nakupuje dal\u0161\u00ed a dal\u0161\u00ed v\u011bci, a i kdy\u017e nen\u00ed na nesmysly, n\u00e1hle si kupuje i nevyu\u017eiteln\u00e9 v\u011bci. A nejednou se st\u00e1v\u00e1, \u017ee kupuje hory dar\u016f i lidem, s nimi\u017e toho jinak m\u00e1 pram\u00e1lo spole\u010dn\u00e9ho, respektive jich\u017e se po zbytek roku t\u0159eba i stran\u00ed. Proto\u017ee \u201ese to tak p\u0159ece d\u011bl\u00e1\u201c.Nadejdou zkr\u00e1tka (ne nezbytn\u011b jenom) V\u00e1noce a \u0159ada lid\u00ed rozfofruje pen\u00edze, na\u0161et\u0159en\u00e9 v uplynul\u00e9m obdob\u00ed. A ani pak se takov\u00ed lid\u00e9 nejednou nezastav\u00ed a nakupuj\u00ed d\u00e1l a d\u00e1l. D\u00edky p\u016fj\u010dk\u00e1m, samoz\u0159ejm\u011b.Je tu velk\u00e9 mno\u017estv\u00ed lid\u00ed, kte\u0159\u00ed jsou schopni se zadlu\u017eit i jenom kv\u016fli tomu, aby mohli t\u011bm kolem sebe, respektive i sob\u011b samotn\u00fdm, koupit n\u011bco v\u00fdjime\u010dn\u00e9ho, na co pr\u00e1v\u011b nemaj\u00ed a jen tak m\u00edt nebudou. A a\u017e p\u0159\u00edli\u0161 \u010dasto se podobn\u00fdm zp\u016fsobem nakupuje i kdeco, co n\u00e1sledn\u011b nenalezne uplatn\u011bn\u00ed, co je zbyte\u010dn\u011b drah\u00e9 a nic v\u00edc.Pr\u00fd u\u017e se v na\u0161em n\u00e1rod\u011b ka\u017ed\u00fd des\u00e1t\u00fd \u010dlov\u011bk n\u011bkdy zadlu\u017eil pr\u00e1v\u011b kv\u016fli V\u00e1noc\u016fm. Jen aby m\u011bl pr\u00e1v\u011b na v\u00e1no\u010dn\u00ed d\u00e1rky.Tak\u017ee ony . A berou si je nejenom zodpov\u011bdn\u00ed lid\u00e9, ale nejednou i bl\u00e1zni, jim\u017e jde v\u00fdhradn\u011b o to, aby o V\u00e1noc\u00edch zaz\u00e1\u0159ili, nemaje ani tu\u0161en\u00ed, jak \u017ee vlastn\u011b pozd\u011bji p\u016fj\u010den\u00e9 pen\u00edze splat\u00ed. Takov\u00e9 v\u00e1no\u010dn\u00ed p\u016fj\u010dky si pr\u00fd vesm\u011bs berou nezodpov\u011bdn\u00ed mlad\u00ed lid\u00e9 do \u0161estadvaceti let v\u011bku, tvo\u0159\u00edc\u00ed kup\u0159\u00edkladu v roce 2017 v\u00edce ne\u017e \u010dtvrtinu podobn\u00fdch dlu\u017en\u00edk\u016f. Ti nejsp\u00ed\u0161 o V\u00e1noc\u00edch propadnou euforii a \u017eenou se za hmotn\u00fdmi statky, za pozl\u00e1tkem. Na rozd\u00edl t\u0159eba od senior\u016f, kte\u0159\u00ed se ve zm\u00edn\u011bn\u00e9m roce navzdory sv\u00fdm n\u00edzk\u00fdm penz\u00edm zadlu\u017eovali jenom minim\u00e1ln\u011b a spolu s lidmi nad p\u011btapades\u00e1t let v\u011bku tvo\u0159ili jen asi t\u0159i procenta podobn\u00fdch dlu\u017en\u00edk\u016f.Osmn\u00e1cti- a\u017e \u0161estadvacetilet\u00ed se pr\u00fd zadlu\u017euj\u00ed kv\u016fli V\u00e1noc\u016fm v\u00edc a v\u00edc. A zpravidla si v roce 2017 p\u016fj\u010dovali kolem deseti tis\u00edcovek, je\u017e jim n\u00e1sledn\u011b nejednou ud\u011blaly ze \u017eivota docela peklo.P\u0159edev\u0161\u00edm kv\u016fli t\u011bmto trend\u016fm byly od roku 2018 zavedeny zm\u011bny v legislativ\u011b, je\u017e m\u011bly p\u0159in\u00e9st pozitivn\u00ed efekt. Ka\u017ed\u00fd poskytovatel p\u016fj\u010dek dostal nov\u011b povinnost zve\u0159ejnit ro\u010dn\u00ed procentn\u00ed sazbu n\u00e1klad\u016f (RPSN) u nab\u00edzen\u00fdch spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f, aby si mohli z\u00e1jemci v p\u0159edstihu spo\u010d\u00edtat, jak\u00e9 budou podm\u00ednky, kolik budou spl\u00e1cet a kolik celkov\u011b p\u0159eplat\u00ed. Aby si v\u010das ov\u011b\u0159ili, zda na to budou m\u00edt.Ov\u0161em dopadlo to tak, jak to dopadlo. Jak to dopadnout muselo. Proto\u017ee kdy\u017e se n\u011bkdo zbl\u00e1zn\u00ed do dar\u016f, je\u017e jsou nad jeho mo\u017enosti, po\u010d\u00edn\u00e1 si jako bl\u00e1zen a n\u011bjak\u00e9 \u010d\u00edslo u RPSN navrch u\u017e to nezachr\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Po nich potopa?","item":"https:\/\/www.dostane.cz\/po-nich-potopa\/#breadcrumbitem"}]}]